Participation in Recibia involves financial and social risk. Before joining a club or cycle, you should carefully review and understand these risks.
Recibia is designed to help trusted groups organize participation, maintain transparency, and coordinate structured cycles. While the platform provides tools that help members stay informed and aligned, Recibia cannot guarantee outcomes or eliminate the risks associated with participation.
By creating, joining, or participating in a club or cycle, you acknowledge and accept the risks described below.
Recibia does not guarantee contributions, distributions, cycle completion, or financial outcomes.
Participation in a cycle depends on members fulfilling their commitments according to the agreed schedule and rules established before the cycle begins.
Recibia does not:
Any expectation of receiving funds depends entirely on participant behavior and compliance with cycle commitments.
If one or more participants fail to contribute as agreed:
While Recibia provides visibility, tracking, and monitoring tools, it cannot prevent missed contributions or guarantee participant performance.
Recibia is built for trusted groups.
Clubs and cycles rely on existing relationships, shared accountability, and mutual trust among participants. The platform provides structure and transparency, but it does not replace trust.
You should only participate in clubs and cycles with individuals you know and trust.
Recibia does not evaluate the character, reliability, financial condition, or trustworthiness of participants.
By joining a cycle, you accept responsibility for:
You are solely responsible for your decisions regarding participation in clubs and cycles.
To help protect users and maintain platform integrity, Recibia may:
These actions are intended to reduce harm and maintain platform integrity. They do not imply wrongdoing by any participant.
Despite these measures, Recibia cannot guarantee the prevention of fraud, misrepresentation, misconduct, or financial loss.
Recibia provides software tools that help users coordinate participation within clubs and cycles.
Recibia's role is limited to providing:
Recibia does not:
Participation occurs within clubs and cycles established by users, and responsibility for participation remains with the participants themselves.
Recibia may allow users to share:
Information shared by users is not reviewed, endorsed, or guaranteed by Recibia.
Users are solely responsible for evaluating the accuracy, quality, legality, safety, and suitability of any information, recommendation, opportunity, or service shared within a club.
Like any online platform, Recibia may experience:
While we work to maintain reliable service, Recibia does not guarantee uninterrupted access to the platform.
Users should not rely solely on the platform for critical records or communications.
Recibia is not responsible for:
Participation in clubs and cycles is voluntary and undertaken at your own risk.
Recibia is a platform for coordinating participation within trusted clubs.
It is not a bank, lender, money transmitter, remittance service, investment platform, or provider of financial advice.
Participation in clubs and cycles involves risk and should be based on your own judgment, careful consideration, and trust in the individuals with whom you choose to participate.
By using Recibia, you acknowledge that financial and social risks exist and that no outcome can be guaranteed.